CALIFORNIA MIRAMAR UNIVERSITY

Plan Name

Maximum / Sickness or Injury

Deductible

In-Network Coinsurance

Office CoPay

Preventative Care

Prescription Drug Coverage

Maternity

Network



Pre-Existing Waiting Period

Claim Submitted By Provider

Claim Submitted By Student

Meets U.S. Department of State Requirements

Sample Policy

Starting at

 $58/mo.

Essential

$100,000

$100/Policy Year

Insurance Pays 80%

$35

Covered

(See Policy for Details)

United Health Care

No Wait up to $1,000;

6 Months for claims greater than $1,000

Starting at 

 $72/mo.

Basic

$500,000

$100/Policy Year

Insurance Pays 80% 

$30

Covered up to $1,000

(See Policy for Details)

Covered up to $1,000

(See Policy for Details)

Covered

(See Policy for Details)

United Health Care

No Wait up to $1,000;

6 Months for claims greater than $1,000

Flat Rate of: 

 $97/mo.

Trail Blazer

$500,000

$350/ Policy Period

Insurance Pays 100%

Covered 100% After Deductible

Covered 100% After Deductible

Covered 100% After Deductible

First Health

12 Months

Starting at 

 $146/mo.

Student Health Advantage

$1,000,000

$25/ Per Sickness or Injury

Insurance Pays 100%

Covered 100% After Deductible

Covered 50% After Deductible

Plan Pays 80%

(Conception must occur after plan effective date; See Policy for Detials)

First Health

6 Months

Starting at 

 $222/mo.

Global Navigator

Unlimited

$500/ Calendar Year

(More options availble online)

Insurance Pays 80%

$30

Insurer Pays 80%

Insurer Pays 100% (up to $5,000 max)

Blue Cross/Blue Shield

12 Months